All individual clients are required to complete a short credit counseling course prior to filing bankruptcy with an agency approved by the Bankruptcy Court. This process is quick and easy, and our attorneys can guide you through it. A list of approved credit counseling agencies for the Middle District of Alabama can be found by clicking here.
In addition to the credit counseling course prior to filing the bankruptcy petition, individual debtors must also complete a financial management course after filing their petition in order to receive a discharge in bankruptcy. Not all financial management agencies are approved, so please click here for a list of approved agencies for the Middle District of Alabama.
These courses are quite affordable, and our attorneys can help guide you to the most economical counseling options. In fact, many of these options can be done at home via the Internet.